How Much Money Can Transfer From Usa To India

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More information on sending money to India from the U.S.

Have your recipient's
details ready

To start a bank transfer to India, you only need your recipient's account number³ and IFSC code, and purpose of transfer.

Save your recipient's information for quick repeat transfers

Sending money transfers to India regularly? Save your recipient's details in your profile for quick repeat transfers.

Reasons to choose Western Union

Ease and convenience

Send money the way that's convenient for you: online, with our app, or in person at an agent location.

Commitment to security

Our encryption and fraud prevention efforts help protect your Western Union^® transfers.

We're international

We move money from the U.S. to over 200 countries and territories.

Get rewarded with the My WU^® program

Collect points⁴ anytime you send money and get discounts on transfer fees⁵ with special offers exclusively for members.

Learn more

Frequently Asked Questions about sending money to India from the U.S.

How do I send money online to India?

1. Log in or sign up and verify your free account. Click 'Send now' to start your transfer.
2. Enter the destination and amount you'd like to send. Transaction times vary per destination, but you'll be able to see these as you make your selections.
3. Select 'Bank account.' You can select a past receiver or enter your receiver's bank account details³.
4. Pay with your credit/debit card².
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

What do I need to send money online to India from the U.S.?

When you register online with Western Union, you will need your U.S. driver's license, passport or government-issued ID.
You will need your receiver's account number, IFSC Code and the purpose of the transaction.

How much money can I send online?

You can transfer up to $50,000 to State Bank of India, HDFC, ICICI and other major banks when sending from your bank account.

How do I send money from the U.S. to ICICI bank in India?

Transferring money with Western Union to an Indian ICICI bank account is quick and easy. Follow these steps:

1. Log in or sign up and verify your free account. Click 'Send now' to start your transfer.
2. View the dollar to rupee exchange rate (USD to INR) and enter the amount you wish to send.
3. Choose how you want to pay for the money transfer.
4. Provide your receiver's details and ICICI bank account number.
5. Submit your transfer. We'll provide a confirmation number for you to keep for your records.

How do I send money to India from a Western Union location?

1. Search for a Western Union^® agent location near you.
2. Go directly to the counter with your valid government-issued ID, My WU^® number, or phone number, and bring your receiver's bank and account information.
3. Pay with cash or a U.S. bank-issued debit card.
4. We'll provide you a receipt with the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds.

How long will it take for the money to get to India?

Depending on the method chosen to send money, your funds will get to your receiver in as little as a few minutes⁶ or up to one bank day.

^* Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

¹ Network data as of June 30, 2020.

² If you're using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

³ Please make sure that the receiver's name accurately matches the details of the bank account owner. (Account details may vary by country.)

⁴ Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotions l discounts that cannot be combined with My WU® fee reductions.

⁵ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

⁶ Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver's mWallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.